Self-Directed IRA Accounts

LBCGold offers you the ability to tap into  your retirement capital. This now offers great financial investment opportunities since the stock market and real  estate market  are both disasters and barely going anywhere in the foreseeable future. But, all the precious metals have increased in value  over the past several years. Some as  much as 100% in both 2009 and 2010!  

Most investors don’t realize that they can  invest their traditional or  Roth  IRA equity in precious metals. You  can  do so by simply transferring your existing IRA to a self-directed IRA. You  can  then   invest  that  equity in precious metals. And, there is no  penalty. You retain all the tax protection  offered  by  the United States government.  An annuity held in a IRA can also be converted  into  a self-directed IRA, but it must be treated differently.   

A self-directed IRA requires an administrator. This is a  firm  which becomes the trustee for your self-directed IRA. There are many trust companies to choose from. Trustee services are very affordable. Usually they charge  only  a  $50.00 new account fee and a $125.00 to $250.00  per year record keeping fee. This fee is based on the actual value of the account.  We use The Entrust Group.  They are a nationwide company  with  offices  in most major cities. However, if your current IRA administrator has self-directed capabilities, all  the better.  It  simply  makes  directing funds from your IRA into a precious metals account that much easier.
Many investors have realized, very painfully in fact, that the stock market brought them little, or no wealth at all  over  the  last  10  years.  In  fact,   adjusted  for  Inflation,  most  investors  have   had   a  negative  return on their investments since 1999. Not to mention the 45%  decline in net worth that millions of Americans suffered in 2008 and 2009. This year looks to be insignificantly better.

The long accepted notion of holding stocks, bonds, and annuities in IRA’s has been a very bitter disappointment the past several years. Self-directed  IRA’s open up  investing  possibilities in  precious  metals;  all of which have shown excellent  profits in 2008,  2009, 2010. 2011 was a disappointment in that gold (4+% ) was the only metal to show a small profit. We believe that all the metals will regain their upward momentum and that 2012 will be another good year.  

Self-directed  IRA’s must buy from, or sell to, unrelated parties. All  transactions, including  necessary services,  taking profits, and buying or selling the metal, must be at  arm’s  length  between  you  and  your  new IRA  or  it  will  lose  its  tax-protected  status.

LBCGold has experience in helping our customers establish their own self-directed IRA’s. Serious investors are consciously avoiding the stock and real estate markets these days in favor of  the precious metals market. Let us assist you. Contact our Sales Department   toll-free at 1-888-422-0867 or e-mail us at sales@lbcgold.com for more information on how to get  your  self-directed  IRA account started.