Financed Precious Metals Investment Program

Contrary to what you might think about investing in precious metals, our financed physical precious metals accounts are completely and immediately liquid! Physical precious metals have daily, minute-by-minute “spot” prices quoted on various exchanges and websites.  You are not buying futures contracts, or options on futures contracts. They can be sold at a moment’s notice. You can use our financed investment program to make a substantial investment in precious metals and still have the majority of your investment or retirement capital free to use for other purposes. For example: Our program gives you the ability to turn a $20,000 dollar investment immediately into $50,000 dollars of working capital to purchase the metal of your choice.

The financing program is very similar to making a down-payment on a home, but you are not required to make monthly payments. Simply make an initial down payment equal to 40% of the total metal value in which you are investing. The balance is then financed.  A maximum commission of 15% represents our costs, administrative fees, and full advisory service benefits for a 5 year period during which you pay no further fees on that purchase. All you have to do is keep the equity in your account above 12%.  If the equity falls below 12% we only require you to bring it back to a 15% level to maintain a reasonable equity-to-loan ratio. LBC will attempt to contact you if your equity diminishes to approximately 17% because of adverse market conditions. ( if this occurs during normal business hours) You would be advised that your equity is diminishing and do you want to send in additional funds to protect your position. This would be your decision alone.

LBC arranges to hold your metal in storage at a bank or private depository. Physical delivery is made to the depository within 28 days of your purchase. You receive a   delivery receipt for   each new purchase from the depository.  This is much like a brokerage house holding the stock you own. Most stock market investors do not take delivery of their stock certificates when they buy shares in a company.  They are kept in your name at the brokerage house where you have your account.  Reason being, it becomes very cumbersome when you want to sell if you have the certificates in your possession.  If you see your stock price increase and you want to sell, you may have to first send your certificates to the clearing house. Your certificates then may have to be authenticated, processed, then sold, and the proceeds credited to your account.  This may take one to several days.  The price may no longer be at a level at which you’re comfortable selling.

Even much more so is the case with physical metal.   If you take delivery of the metal and then later decide you want to sell it, you have to ship or carry it to a dealer and negotiate a price, possibly 10% or more below its’ current market value. Also, it may have to be tested for purity or authenticity before it can be purchased from you, incurring additional costs.  This can take several days or more, and the metal may no longer be at a desirable price for selling.  There is one other unique problem…precious metal, especially bullion, is not exactly “light weight”.  The shipping and insurance costs can be expensive, depending on how many ounces you plan to sell and where you want it shipped.  The simple solution is for a secure, recognized, depository to take custody of the metal and hold it on your behalf.  That way you can sell it at a moment’s notice, based on how the market is moving.  The real  power of our program is seen by comparing  the  numbers below:

 

Cash Purchase Example:
$20,000 dollar cash investment buys 500 ounces of silver @ $40.00/oz.
$20,000 dollar cash investment buys 13 ounces of gold @ 1,500.00/oz.

Financed Purchase Example:
$50,000 dollar ($20,000 dollars financed) buys 1250 ounces of silver @ $40.00/oz.
$50,000 dollar ($20,000 dollars financed) buys 33 ounces of gold @ $1,500.00/oz.